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	<title>Comments on: Use PayPal to Go Premium</title>
	<atom:link href="http://blog.evernote.com/blog/2009/01/28/paypal-payments/feed/" rel="self" type="application/rss+xml" />
	<link>http://blog.evernote.com/blog/2009/01/28/paypal-payments/</link>
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		<title>By: André</title>
		<link>http://blog.evernote.com/blog/2009/01/28/paypal-payments/comment-page-2/#comment-60279</link>
		<dc:creator>André</dc:creator>
		<pubDate>Mon, 02 Apr 2012 13:53:52 +0000</pubDate>
		<guid isPermaLink="false">http://blog.evernote.com/?p=841#comment-60279</guid>
		<description><![CDATA[Hey Heather,

I DO have a valid credit card on file with paypal - I got a lot of other subscribtions that run smoothly trhough paypal. Just evernote does not.

It is not a Paypal Policy thing - but more a &quot;How I set up my paypal for recurring payments&quot; thing.

Paying directly with a credit card is not so popular in Germany because we are always concerned about our data ... ;-)

You lose a lots of customers. I mean paying customers. If you keep the attitude - &quot;It is their fault.&quot; There are ways to work this out - I mean I personally do accept paypal recurring payments in my business and it runs smoothly. Yes, even in Germany. ;-))

What do you think?

Greetings,

André]]></description>
		<content:encoded><![CDATA[<p>Hey Heather,</p>
<p>I DO have a valid credit card on file with paypal &#8211; I got a lot of other subscribtions that run smoothly trhough paypal. Just evernote does not.</p>
<p>It is not a Paypal Policy thing &#8211; but more a &#8220;How I set up my paypal for recurring payments&#8221; thing.</p>
<p>Paying directly with a credit card is not so popular in Germany because we are always concerned about our data &#8230; <img src='http://blog.evernote.com/wp-includes/images/smilies/icon_wink.gif' alt=';-)' class='wp-smiley' /> </p>
<p>You lose a lots of customers. I mean paying customers. If you keep the attitude &#8211; &#8220;It is their fault.&#8221; There are ways to work this out &#8211; I mean I personally do accept paypal recurring payments in my business and it runs smoothly. Yes, even in Germany. <img src='http://blog.evernote.com/wp-includes/images/smilies/icon_wink.gif' alt=';-)' class='wp-smiley' /> )</p>
<p>What do you think?</p>
<p>Greetings,</p>
<p>André</p>
]]></content:encoded>
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		<title>By: Heather</title>
		<link>http://blog.evernote.com/blog/2009/01/28/paypal-payments/comment-page-2/#comment-59705</link>
		<dc:creator>Heather</dc:creator>
		<pubDate>Wed, 14 Mar 2012 18:52:08 +0000</pubDate>
		<guid isPermaLink="false">http://blog.evernote.com/?p=841#comment-59705</guid>
		<description><![CDATA[PayPal has different acceptance rules for one-time purchases (e.g. buy a scarf on ebay) versus recurring subscription payments.  They are much more strict for a recurring payment.  In particular, they require that you have a &quot;real&quot; credit card number on file with them that can be used for future payments.  I.e. you can&#039;t pay for a recurring $5 subscription even if you have a $10k balance in your PP account unless you also have a linked credit card.

We&#039;ve found that Germans in particular frequently have problems with this PayPal policy because their PP account does not have an acceptable credit card linked to it. Whatever cards they may have associated with their PP records do not meet PP&#039;s threshold for anti-fraud. It is a unique problem to Germany - we haven&#039;t seen it in any other country.

We have no control over this policy; PayPal gives us very limited visibility on their anti-fraud policies.  We&#039;ve asked specifically for them to make our account as permissive as possible (since the cost of fraud for us is low).

We suggest you use your credit card for direct payment or  via Google Checkout, as those are much less stringent.]]></description>
		<content:encoded><![CDATA[<p>PayPal has different acceptance rules for one-time purchases (e.g. buy a scarf on ebay) versus recurring subscription payments.  They are much more strict for a recurring payment.  In particular, they require that you have a &#8220;real&#8221; credit card number on file with them that can be used for future payments.  I.e. you can&#8217;t pay for a recurring $5 subscription even if you have a $10k balance in your PP account unless you also have a linked credit card.</p>
<p>We&#8217;ve found that Germans in particular frequently have problems with this PayPal policy because their PP account does not have an acceptable credit card linked to it. Whatever cards they may have associated with their PP records do not meet PP&#8217;s threshold for anti-fraud. It is a unique problem to Germany &#8211; we haven&#8217;t seen it in any other country.</p>
<p>We have no control over this policy; PayPal gives us very limited visibility on their anti-fraud policies.  We&#8217;ve asked specifically for them to make our account as permissive as possible (since the cost of fraud for us is low).</p>
<p>We suggest you use your credit card for direct payment or  via Google Checkout, as those are much less stringent.</p>
]]></content:encoded>
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		<title>By: Seb</title>
		<link>http://blog.evernote.com/blog/2009/01/28/paypal-payments/comment-page-2/#comment-59698</link>
		<dc:creator>Seb</dc:creator>
		<pubDate>Wed, 14 Mar 2012 09:01:42 +0000</pubDate>
		<guid isPermaLink="false">http://blog.evernote.com/?p=841#comment-59698</guid>
		<description><![CDATA[Hi, still no payment with paypal from germany...]]></description>
		<content:encoded><![CDATA[<p>Hi, still no payment with paypal from germany&#8230;</p>
]]></content:encoded>
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	<item>
		<title>By: Pat</title>
		<link>http://blog.evernote.com/blog/2009/01/28/paypal-payments/comment-page-2/#comment-53294</link>
		<dc:creator>Pat</dc:creator>
		<pubDate>Wed, 30 Nov 2011 04:49:01 +0000</pubDate>
		<guid isPermaLink="false">http://blog.evernote.com/?p=841#comment-53294</guid>
		<description><![CDATA[Same her. PayPal does not work here in Switzerland...]]></description>
		<content:encoded><![CDATA[<p>Same her. PayPal does not work here in Switzerland&#8230;</p>
]]></content:encoded>
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		<title>By: Rainer</title>
		<link>http://blog.evernote.com/blog/2009/01/28/paypal-payments/comment-page-2/#comment-49157</link>
		<dc:creator>Rainer</dc:creator>
		<pubDate>Fri, 23 Sep 2011 19:27:14 +0000</pubDate>
		<guid isPermaLink="false">http://blog.evernote.com/?p=841#comment-49157</guid>
		<description><![CDATA[Same here, paypal does not work in germany... not with 5 usd / month, or with 45 usd / month... on this way, no money of my account.]]></description>
		<content:encoded><![CDATA[<p>Same here, paypal does not work in germany&#8230; not with 5 usd / month, or with 45 usd / month&#8230; on this way, no money of my account.</p>
]]></content:encoded>
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	<item>
		<title>By: Peter</title>
		<link>http://blog.evernote.com/blog/2009/01/28/paypal-payments/comment-page-2/#comment-41808</link>
		<dc:creator>Peter</dc:creator>
		<pubDate>Wed, 23 Feb 2011 05:31:29 +0000</pubDate>
		<guid isPermaLink="false">http://blog.evernote.com/?p=841#comment-41808</guid>
		<description><![CDATA[Still the same for me. PayPal does not work here in Germany with Evernote only it seems.
This way you will have to live without my money. Maybe you can keep up with yet another round of VC funding instead of getting money from us.]]></description>
		<content:encoded><![CDATA[<p>Still the same for me. PayPal does not work here in Germany with Evernote only it seems.<br />
This way you will have to live without my money. Maybe you can keep up with yet another round of VC funding instead of getting money from us.</p>
]]></content:encoded>
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	<item>
		<title>By: Koen</title>
		<link>http://blog.evernote.com/blog/2009/01/28/paypal-payments/comment-page-2/#comment-36099</link>
		<dc:creator>Koen</dc:creator>
		<pubDate>Mon, 08 Nov 2010 13:27:28 +0000</pubDate>
		<guid isPermaLink="false">http://blog.evernote.com/?p=841#comment-36099</guid>
		<description><![CDATA[I’m going to upgrade my free evernote Account, but I’ve trouble with paypal. I’m from Europe, and have no creditcard.]]></description>
		<content:encoded><![CDATA[<p>I’m going to upgrade my free evernote Account, but I’ve trouble with paypal. I’m from Europe, and have no creditcard.</p>
]]></content:encoded>
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	<item>
		<title>By: Shanti</title>
		<link>http://blog.evernote.com/blog/2009/01/28/paypal-payments/comment-page-2/#comment-33709</link>
		<dc:creator>Shanti</dc:creator>
		<pubDate>Sat, 14 Aug 2010 12:43:41 +0000</pubDate>
		<guid isPermaLink="false">http://blog.evernote.com/?p=841#comment-33709</guid>
		<description><![CDATA[Okay, no answer... if you post your paypal Email-Adress, i would send you the money directly via paypal. Please fix this problem!! :-(]]></description>
		<content:encoded><![CDATA[<p>Okay, no answer&#8230; if you post your paypal Email-Adress, i would send you the money directly via paypal. Please fix this problem!! <img src='http://blog.evernote.com/wp-includes/images/smilies/icon_sad.gif' alt=':-(' class='wp-smiley' /> </p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Shanti</title>
		<link>http://blog.evernote.com/blog/2009/01/28/paypal-payments/comment-page-2/#comment-32635</link>
		<dc:creator>Shanti</dc:creator>
		<pubDate>Fri, 23 Jul 2010 13:05:32 +0000</pubDate>
		<guid isPermaLink="false">http://blog.evernote.com/?p=841#comment-32635</guid>
		<description><![CDATA[I&#039;m goin to upgrade my free evernote Account, but I&#039;ve trouble with paypal. I&#039;m from Europe, and have no creditcard. My PayPal Account has enough Money to pay for the next years ;-) and there were no problems with checkout in other shops.. Can you help me with that?]]></description>
		<content:encoded><![CDATA[<p>I&#8217;m goin to upgrade my free evernote Account, but I&#8217;ve trouble with paypal. I&#8217;m from Europe, and have no creditcard. My PayPal Account has enough Money to pay for the next years <img src='http://blog.evernote.com/wp-includes/images/smilies/icon_wink.gif' alt=';-)' class='wp-smiley' />  and there were no problems with checkout in other shops.. Can you help me with that?</p>
]]></content:encoded>
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	<item>
		<title>By: christoph h.</title>
		<link>http://blog.evernote.com/blog/2009/01/28/paypal-payments/comment-page-1/#comment-32596</link>
		<dc:creator>christoph h.</dc:creator>
		<pubDate>Fri, 23 Jul 2010 00:03:04 +0000</pubDate>
		<guid isPermaLink="false">http://blog.evernote.com/?p=841#comment-32596</guid>
		<description><![CDATA[same here from germany, no credit card in pp so no premium :(]]></description>
		<content:encoded><![CDATA[<p>same here from germany, no credit card in pp so no premium <img src='http://blog.evernote.com/wp-includes/images/smilies/icon_sad.gif' alt=':(' class='wp-smiley' /> </p>
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